Bayar44 Privacy Policy

This Privacy Policy ("Policy") sets out the manner in which Bayar44 ("Company", "We", "Us", "Our") — the operator of the online casino and sports betting platform located at https://bayar44.cam — collects, processes, stores, uses, and protects the personal data of individuals who access or use our platform ("User", "Member", "You").

Bayar44 is committed to processing personal data in a manner that is transparent, lawful, fair, and consistent with applicable data protection legislation and principles. We recognise that the trust our Members — including players across Kuala Lumpur, Penang, Johor Bahru, Petaling Jaya, and Shah Alam — place in us extends to how carefully we handle their personal information.

By accessing or using the Bayar44 platform — including by registering an account, making a deposit, placing a wager, or interacting with any of our services — you acknowledge that you have read and understood this Policy and consent to the processing of your personal data as described herein. If you do not agree with any aspect of this Policy, you should cease use of the platform and contact our support team to request account closure.

For the purposes of this Privacy Policy, the following terms carry the meanings set out below:

• "Personal Data" — any information that identifies or can reasonably be used to identify a natural person, directly or in combination with other data. Examples include your full name, identification number, email address, payment details, and IP address.
• "Processing" — any operation or set of operations performed on Personal Data, including collection, recording, organisation, storage, adaptation, retrieval, consultation, use, disclosure, dissemination, restriction, erasure, or destruction.
• "Data Controller" — Bayar44, acting in its capacity as the entity that determines the purposes and means by which Personal Data is processed.
• "Data Processor" — any third party that processes Personal Data on behalf of and under the instructions of Bayar44, including payment service providers (e.g., Touch 'n Go eWallet, DuitNow, FPX, Maybank, CIMB), KYC verification partners, and technology infrastructure providers.
• "Consent" — a freely given, specific, informed, and unambiguous indication of the Data Subject's agreement to the processing of their Personal Data for a specified purpose.
• "Cookies" — small text files placed on a User's device by the Bayar44 platform for the purposes of session management, analytics, and personalisation.
• "KYC Data" — identity verification documentation and associated personal information submitted by Members for the purposes of Know Your Customer verification, including government-issued ID documents such as the Malaysian MyKad or passport.
• "Platform" — the Bayar44 website accessible at https://bayar44.cam, including all pages, features, games, and services offered thereon.

Bayar44 collects only the Personal Data that is necessary and proportionate to the purposes for which it is processed. The categories of Personal Data we collect are set out below:

• Full legal name as it appears on your government-issued identification document.
• Date of birth (for age verification — Bayar44 requires all Members to be 21 years of age or older).
• Email address and mobile telephone number.
• Residential address, including city and postcode.
• Username and encrypted account password.
• Preferred language and currency settings.

• Copy of government-issued photo identification (Malaysian MyKad, passport, or equivalent).
• Proof of residential address documents where required (e.g., utility bill or bank statement).
• Proof of payment method ownership (e.g., screenshot of registered e-wallet account).
• Selfie or facial verification image where enhanced verification is required.

• Deposit and withdrawal transaction records, including amounts in MYR, timestamps, and payment method used.
• Payment method identifiers such as masked bank account numbers, e-wallet reference IDs, and FPX transaction IDs.
• Bonus claims, wagering turnover records, and balance history.
• Cryptocurrency wallet addresses where BTC or USDT transactions are made.

• Game sessions, bet amounts, outcomes, and running balances.
• Sports betting selections, markets, odds accepted, and settlement results.
• Live dealer session records and in-game chat logs where applicable.
• Responsible gambling tool usage (deposit limits set, self-exclusion requests, session time data).

• IP address and approximate geolocation derived therefrom.
• Device type, operating system, browser type and version.
• Session timestamps, page visits, and feature interaction data.
• Cookie identifiers and analytics session tokens.

• Live chat transcripts and support ticket records.
• Email correspondence with the Bayar44 support or compliance team.
• Feedback, survey responses, and complaints submitted to us.

Bayar44 collects Personal Data through the following channels:

• Direct Collection: Information you provide voluntarily when registering an account, completing KYC verification, making a deposit or withdrawal, submitting a support request, or participating in a promotional campaign.
• Automated Collection: Technical and behavioural data collected automatically through cookies, server logs, and analytics tools as you browse and interact with the Bayar44 platform.
• Payment Processors: Transaction confirmation data and payment reference identifiers received from Malaysian payment service providers including DuitNow, FPX, Touch 'n Go eWallet, Boost, GrabPay, Maybank, CIMB, and Public Bank in connection with deposit and withdrawal processing.
• Identity Verification Services: Where third-party KYC verification partners are engaged, we receive verification status and associated identity data necessary to confirm a Member's eligibility to use the platform.
• Fraud Prevention & Compliance Sources: In certain circumstances, we may receive data from fraud prevention agencies, sanctions screening services, or regulatory databases as part of our anti-money laundering and security obligations.

Bayar44 processes Personal Data only where a valid legal basis exists. The primary legal bases on which we rely are as follows:

Bayar44 uses the Personal Data we collect for the following purposes:

• Creating and managing your Bayar44 Member account, including verifying your eligibility and enforcing the 21+ age requirement.
• Processing deposits and withdrawals via your chosen Malaysian payment method (e.g., Touch 'n Go eWallet, DuitNow, Maybank, CIMB, FPX).
• Enabling access to all gaming and sports betting services available on the platform.
• Communicating essential account-related information including transaction confirmations, security alerts, and policy updates.

• Conducting mandatory KYC (Know Your Customer) verification and ongoing customer due diligence.
• Fulfilling anti-money laundering (AML) and counter-terrorist financing (CTF) monitoring obligations.
• Maintaining transaction records and audit trails as required by applicable regulations.
• Responding to lawful requests from regulatory authorities, law enforcement agencies, or courts of competent jurisdiction.

• Detecting, investigating, and preventing fraudulent activity, account takeover attempts, and unauthorised access.
• Monitoring for patterns indicative of bonus abuse, collusion, or other prohibited conduct as defined in our Terms and Conditions.
• Enforcing self-exclusion orders and responsible gambling restrictions.

• Analysing aggregated and anonymised usage data to understand player behaviour and improve platform performance, game selection, and user experience.
• Conducting internal research and business analytics to support commercial decision-making.

Where you have provided explicit consent at registration or at a later point, Bayar44 may use your contact details to send promotional communications including bonus offers, tournament invitations, and platform updates. You may withdraw consent to marketing communications at any time by following the unsubscribe instructions in any marketing email or by contacting our support team.

Bayar44 does not sell, rent, or trade your Personal Data to third parties for their own commercial purposes. We may share your data in the following limited and controlled circumstances:

• Payment Service Providers: We share transaction data with Malaysian payment processors — including DuitNow, FPX, Touch 'n Go eWallet, Boost, GrabPay, Maybank, CIMB, and Public Bank — to the extent necessary to process your deposits and withdrawals.
• KYC & Identity Verification Partners: We engage certified third-party identity verification services to process your KYC documentation. These providers act as Data Processors under contractual obligations consistent with the requirements of this Policy.
• Technology Infrastructure Providers: We use third-party cloud hosting, database management, and analytics infrastructure to operate the platform. These providers access Personal Data only to the extent required to deliver their contracted services and are bound by appropriate data processing agreements.
• Game Studios: Licensed game studios that supply gaming content accessible through the Bayar44 platform may receive anonymised session identifiers necessary for game delivery. No directly identifiable Personal Data is shared with game studios beyond what is technically necessary.
• Regulatory & Law Enforcement Authorities: We may disclose Personal Data to competent regulatory authorities, financial intelligence units, law enforcement agencies, or courts where we are legally required to do so or where disclosure is necessary to protect the rights, safety, or property of Bayar44 or third parties.
• Professional Advisers: We may share data with legal counsel, auditors, or compliance consultants under obligations of professional confidentiality where necessary for the conduct of Bayar44's legal or commercial affairs.

All third parties to whom we disclose Personal Data are required to process that data lawfully and in accordance with our instructions. We take reasonable steps to ensure that our service providers maintain appropriate technical and organisational measures to protect Personal Data.

Bayar44 retains Personal Data only for as long as is necessary to fulfil the purposes for which it was collected, or as required by applicable law or regulatory obligation. Our general data retention framework is as follows:

Where Personal Data is no longer required for any lawful purpose, it will be securely deleted or anonymised in accordance with our internal data disposal procedures.

Bayar44 uses cookies and similar tracking technologies to operate the platform effectively and to understand how users interact with our services. By continuing to use the Bayar44 platform after being presented with our cookie notice, you consent to the use of cookies as described in this section.

• Strictly Necessary Cookies: Required for the platform to function. These include session authentication tokens, cart/balance state management, and security tokens. These cannot be disabled without impairing core platform functionality.
• Analytics Cookies: Used to collect aggregated statistical data about how visitors use the platform, helping us identify and resolve performance issues and improve user experience. No individually identifiable data is collected through analytics cookies.
• Functionality Cookies: Enable the platform to remember your preferences — such as your preferred language, currency display, and recently played games — to provide a more personalised experience.
• Marketing Cookies (Consent Required): Where you have provided consent, we may use cookies to deliver relevant promotional content and measure the effectiveness of our marketing campaigns. You may withdraw this consent at any time through your browser settings.

You may configure your browser to refuse all or certain categories of cookies, or to alert you when cookies are being set. Please note that disabling strictly necessary cookies will impair your ability to use the Bayar44 platform, including logging in and making transactions. Browser-level cookie management options vary by browser and operating system.

Bayar44 implements comprehensive technical and organisational security measures designed to protect your Personal Data against unauthorised access, accidental loss, alteration, disclosure, or destruction. Our security framework includes:

• 256-Bit SSL/TLS Encryption: All data transmitted between your device and the Bayar44 platform is encrypted using industry-standard 256-bit SSL/TLS protocols — the same standard used by major financial institutions.
• Data Encryption at Rest: Sensitive Personal Data, including KYC documents and payment identifiers, is encrypted when stored on our servers.
• Access Controls: Access to Personal Data is restricted to Bayar44 personnel and authorised processors who require it to perform their functions. Role-based access controls and the principle of least privilege are applied throughout our systems.
• Two-Factor Authentication: Bayar44 supports and encourages the use of two-factor authentication (2FA) for all Member accounts to provide an additional security layer against unauthorised access.
• Security Monitoring: Our platform is monitored continuously for unusual access patterns, potential intrusion attempts, and data anomalies. Incident response procedures are in place to address any identified security events promptly.
• Regular Audits: We conduct periodic security assessments and engage third-party security specialists to conduct penetration testing and vulnerability assessments of our systems.

Subject to applicable data protection laws and any overriding legal obligations Bayar44 holds, you have the following rights in relation to your Personal Data:

To exercise any of the above rights, please submit a written request to our support team via email at the address provided in Section 15 of this Policy. We will acknowledge your request within five (5) business days and endeavour to fulfil it within thirty (30) calendar days, subject to identity verification and any applicable legal limitations.

We reserve the right to decline requests that are manifestly unfounded, repetitive, or excessive. Where we decline a request, we will provide written reasons within the applicable response period.

The Bayar44 platform is intended exclusively for adults aged 21 years and above. We do not knowingly collect Personal Data from individuals under the age of 21. Our registration process incorporates mandatory age declaration, and our KYC verification process includes date-of-birth confirmation and government-issued identity document review.

If Bayar44 becomes aware or has reasonable grounds to suspect that a Member is under 21 years of age, the account will be suspended immediately, all Personal Data will be reviewed, and the account will be closed in accordance with our Terms and Conditions. Any deposits associated with an underage account will be handled in accordance with applicable laws and our underage gambling response procedures.

Parents and guardians who believe their child may have accessed the Bayar44 platform are encouraged to contact our support team immediately so that we may take appropriate action.

Bayar44 may transfer Personal Data to service providers and infrastructure partners located outside of Malaysia where this is necessary for the delivery of our services. Such transfers may include cloud server infrastructure, KYC verification platforms, and game studio systems.

Where Personal Data is transferred outside Malaysia to a jurisdiction that may not provide an equivalent level of data protection, Bayar44 takes appropriate safeguards to ensure that the transfer is subject to contractual protections consistent with applicable data protection principles. These safeguards may include standard contractual clauses, binding corporate rules, or other legally recognised transfer mechanisms.

By providing your Personal Data to Bayar44 and using the platform, you acknowledge and consent to the transfer of your data to recipients in other jurisdictions as described in this section, subject to the protections described herein.

Bayar44 reserves the right to update or revise this Privacy Policy at any time. Changes may reflect updates to our data processing practices, new legal or regulatory requirements, or improvements to our privacy governance framework. Any amendments will be posted on this page with an updated "Last Updated" date.

Where changes are material — for example, where we introduce a new processing purpose that significantly affects your rights — Bayar44 will make reasonable efforts to notify you via email or a prominent in-platform notification prior to the changes taking effect.

Your continued use of the Bayar44 platform following the posting of any revised Privacy Policy constitutes your acceptance of the updated terms. If you do not agree with any amendment, you should cease use of the platform and contact our support team to discuss your options, including account closure.

If you have any questions, concerns, or formal requests relating to this Privacy Policy or the manner in which Bayar44 processes your Personal Data, please contact our Data Protection team through the following channels:

This Privacy Policy was last updated on 1 January 2026. All prior versions of this Policy are superseded by this document.